Mortgage Affordability Calculator

Simple, mobile‑friendly calculator combining your income, debts, down payment, rate, taxes, insurance, PMI and HOA to show your monthly payment, debt ratios, and an estimate of the max home price your budget can support.

Loan & Home

Income, Debts & Budget

Results Summary

Total monthly housing payment

P&I + tax + insurance + PMI + HOA

Loan amount & LTV

Payment breakdown

Affordability check

Estimate: Max Home Price for Your Budget

We solve for a price where your total monthly ≈ your budget using your current rate/term/tax & insurance modes and HOA.

Max home price

Payment at max price